Founded in 2003, AP Intego established itself as a leading digital insurance agency for small and medium-sized businesses in the United States. The company specialized in simplifying the process of obtaining property and casualty insurance by partnering with over 100 payroll, HR, and other business software providers to embed insurance offerings directly into their platforms. Its core product was a "pay-as-you-go" workers' compensation insurance solution that based premiums on actual payroll data, making it more manageable for small businesses. In March 2021, AP Intego was acquired by Next Insurance to combine their strengths in embedded insurance and create a more comprehensive digital insurance provider for small businesses.