1st Money Center operates as an online loan-matching service, not a direct lender. Its business model is based on collecting loan applications from consumers and sharing this information with its network of lenders who may then offer credit products. The company aims to provide a fast and convenient way for individuals, including those with poor credit, to access short-term financing. The process is conducted entirely online, from application to potential funding, though 1st Money Center itself does not make credit decisions, set loan terms, or handle the funding of the loans.

Founded in

United States