Zanifu is a financial technology company that addresses the credit gap for small businesses in Africa. Co-founded by Steve Biko and Sebastian Mithika, the company provides short-term inventory financing to MSMEs, allowing them to purchase stock from their suppliers and repay the loan after selling the goods. By partnering with distributors and leveraging its proprietary credit scoring platform, Zanifu offers accessible and affordable capital to retailers who are often excluded from traditional banking services, thereby helping them manage cash flow and grow their businesses.

Founded in

Kenya