Walden Mutual Bank is the first new mutual bank to be chartered in the United States in 50 years, having officially launched in 2022. Its core mission is to strengthen local food systems by providing specialized banking services, including deposit accounts and loans, to farms, food businesses, and other organizations within the agricultural value chain. As a mutual institution, it is owned by its depositors, ensuring its focus remains on community benefit rather than shareholder profit. The bank operates with a digital-first model, combining online accessibility with a deep understanding of the unique financial needs of the local food economy in its service area.