Founded in 1990 and part of the Nykredit Group, Totalkredit A/S is one of Denmark's largest mortgage providers. Its business model is unique, as it does not have its own branches but instead distributes its mortgage products exclusively through a partnership with 49 local, regional, and nationwide Danish banks. This "partnership banking" model allows Totalkredit to focus on developing competitive mortgage products while leveraging the customer relationships and advisory services of its partner banks across the country. The company's mission is to ensure that homeowners throughout Denmark have access to secure and affordable mortgage financing.

Founded in

Denmark