Stilt Inc. was founded to address the challenges immigrants, visa holders (such as F-1, H-1B), and DACA recipients face in accessing credit in the United States. The company developed a unique underwriting model that considered factors beyond traditional U.S. credit scores, such as education, work experience, and financial behavior. Its primary products were personal loans and student loan refinancing. In late 2022, Stilt pivoted its business model, ceased accepting new loan applications, and began focusing on a new B2B offering. The company continues to operate to service its existing portfolio of loans.

Founded in

United States