Speedy Loans is a registered trading name of PJG Financial Limited, a company authorized and regulated by the UK's Financial Conduct Authority (FCA). It operates as a credit broker, not a direct lender, meaning it does not provide funds itself. Instead, its service consists of an online application platform that matches UK residents seeking short-term loans (from £100 to £5000) with a suitable lender from its network. The company aims to simplify the process of finding and applying for short-term credit.