Smart Loans is a UK-based credit broker and a trading name of Loan Machine Ltd. The company does not lend money directly but instead utilizes its technology to match customers seeking personal loans with a suitable lender from its panel. Their process involves a 'soft' credit check which does not impact the applicant's credit score. The service is free for the customer, as Smart Loans earns a commission from the lender if a loan is approved and accepted. The company is authorized and regulated by the Financial Conduct Authority (FCA).

Founded in

India