RING, a product of OnEMi Technology Solutions Pvt. Ltd., is a digital credit platform focused on providing accessible credit to the Indian population. Operating through a mobile application, the company offers customers an instant credit line that can be used for UPI payments, bank transfers, and online/offline merchant transactions. Initially known as Ringpay, the platform has evolved to provide a suite of financial services including personal loans and bill payments, aiming to simplify credit and payments for everyday needs. The company operates in partnership with regulated financial institutions, including its RBI-registered NBFC, Si Creva Capital Services Private Limited, to underwrite and disburse credit.

Founded in

United Kingdom