PT. BPR Karyajatnika Sadaya (BPR KS) is a licensed Rural Bank (Bank Perkreditan Rakyat) operating in Indonesia since its establishment in 1990. Acquired by the Employee Cooperative of PT. Bio Farma in 2004, the bank focuses on serving micro, small, and medium enterprises (MSMEs) as well as the general public. Its mission is to be a sound, growing, and trusted financial institution by providing excellent service, developing competent human resources, and contributing to regional economic development through its core products: savings accounts, time deposits, and various loan facilities.

Founded in

Indonesia