OppFi is a mission-driven financial technology company that provides an online platform to facilitate unsecured installment loans for non-prime, credit-challenged consumers. The company does not lend directly but rather partners with state-chartered banks to originate loans through its platform, a model often referred to as "bank sponsorship." Founded in 2012, OppFi's goal is to help consumers build a better financial path by offering a more accessible and transparent alternative to payday loans and other high-cost credit options. The company went public in 2021 through a SPAC merger and trades on the NYSE under the ticker OPFI.

Founded in

Luxembourg