Founded in 2013 by Valentin Stalf and Maximilian Tayenthal, N26 is a fully licensed digital bank focused on reinventing the banking experience for the digital age. It provides a 100% mobile and online banking platform, offering services such as free bank accounts, debit cards, savings, overdrafts, and international money transfers. After receiving its full European banking license in 2016, the company has expanded its services across numerous European countries, aiming to provide a simple, transparent, and modern alternative to traditional banking.