John Lewis Finance is the financial services division of the John Lewis Partnership, a renowned UK retail group. Leveraging the parent company's strong reputation for quality and customer trust, it provides a portfolio of personal finance products to UK consumers. Rather than operating as a direct bank or underwriter, John Lewis Finance primarily partners with established financial institutions to offer co-branded services. Its main product lines include Home, Car, Pet, and Life Insurance, a Partnership Credit Card, Personal Loans, and formerly, investment products like ISAs and Junior ISAs. The company is authorised and regulated by the Financial Conduct Authority (FCA).