Company Information

Get to know Zest AI

Zest AI is a leader in AI-automated underwriting software for lenders. Originally founded as ZestFinance in 2009, the company rebranded to Zest AI to reflect its focus on artificial intelligence. Its mission is to make fair and transparent credit available to everyone. The company's "Zest Model Management System" helps banks, credit unions, and other lenders increase loan approvals and reduce risk by using more data and better math. Zest AI's technology is designed to improve credit decisioning accuracy and help lenders safely approve more applicants, particularly those in underserved communities who may be overlooked by traditional scoring methods, while also ensuring compliance with regulatory requirements.

Industry

Technology Software DevelopmentPRIMARY
Financial Other Service

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Zest AI

United States

Founded in

2009 (17 Years)

Founded

Last online: No recent activity

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OVERALL SCORE

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TrustFinance is not a licensed financial advisor and is not affiliated with any financial institutions in your region. We encourage you to do your own research before making any investment decisions.

BridgerPay

(180 reviews)

Cyprus

2017

(9 years)

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Security Information

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License

A Grade License

Issued by globally renowned regulators, these licenses ensure the highest trader protection through strict compliance, fund segregation, insurance, and regular audits. Dispute resolution and adherence to AML/CTF standards further enhance security.

B Grade License

Granted by respected regional regulators, these licenses offer robust safety measures such as fund segregation, financial reporting, and compensation schemes. Though slightly less strict than Tier 1, they provide dependable regional protection.

C Grade License

Issued by regulators in emerging markets, these licenses offer basic protections such as minimum capital requirements and AML policies. Oversight is less stringent, so traders should exercise caution and verify safety measures.

D Grade License

From jurisdictions with minimal oversight, these licenses often lack key protections like fund segregation and insurance. While attractive for operational flexibility, they pose higher risks to traders.

TrustFinance is not a licensed financial advisor and is not affiliated with any financial institutions in your region. We encourage you to do your own research before making any investment decisions.