Zest AI is a leader in AI-automated underwriting software for lenders. Originally founded as ZestFinance in 2009, the company rebranded to Zest AI to reflect its focus on artificial intelligence. Its mission is to make fair and transparent credit available to everyone. The company's "Zest Model Management System" helps banks, credit unions, and other lenders increase loan approvals and reduce risk by using more data and better math. Zest AI's technology is designed to improve credit decisioning accuracy and help lenders safely approve more applicants, particularly those in underserved communities who may be overlooked by traditional scoring methods, while also ensuring compliance with regulatory requirements.

Founded in

United States