Company Information

Get to know YNAB

Founded by Jesse Mecham in 2004, YNAB (You Need A Budget) is a subscription-based software-as-a-service (SaaS) company dedicated to personal finance management. The company's core offering is a web and mobile application built around its "Four Rules" methodology, which is a form of zero-based budgeting. YNAB's mission is to help people stop living paycheck-to-paycheck, get out of debt, and save more money by proactively assigning every dollar a "job." Originally a simple spreadsheet, it has evolved into a comprehensive platform that syncs with bank accounts and provides detailed financial reporting and educational resources.

Industry

Technology Software DevelopmentPRIMARY
Financial Other Service

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YNAB

United States

Founded in

2004 (22 Years)

Founded

Last online: No recent activity

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OVERALL SCORE

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BridgerPay

(180 reviews)

Cyprus

2017

(9 years)

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Security Information

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This company is currently Unproved.

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License

A Grade License

Issued by globally renowned regulators, these licenses ensure the highest trader protection through strict compliance, fund segregation, insurance, and regular audits. Dispute resolution and adherence to AML/CTF standards further enhance security.

B Grade License

Granted by respected regional regulators, these licenses offer robust safety measures such as fund segregation, financial reporting, and compensation schemes. Though slightly less strict than Tier 1, they provide dependable regional protection.

C Grade License

Issued by regulators in emerging markets, these licenses offer basic protections such as minimum capital requirements and AML policies. Oversight is less stringent, so traders should exercise caution and verify safety measures.

D Grade License

From jurisdictions with minimal oversight, these licenses often lack key protections like fund segregation and insurance. While attractive for operational flexibility, they pose higher risks to traders.

TrustFinance is not a licensed financial advisor and is not affiliated with any financial institutions in your region. We encourage you to do your own research before making any investment decisions.