Company Information

Get to know Yirendai

Originally launched in 2012 as Yirendai, an online peer-to-peer (P2P) lending platform incubated by CreditEase, the company became a pioneer in China's fintech industry. It was listed on the New York Stock Exchange (NYSE: YRD) in 2015. In 2019, the company rebranded to Yiren Digital Ltd. to reflect its strategic evolution from a P2P platform to a more diversified digital financial management platform. Today, Yiren Digital focuses on two main business lines: credit-tech, which provides digitally-enabled credit and loan solutions to consumers and small business owners, and wealth management, which offers a comprehensive portfolio of investment products and services to China's mass affluent population.

Industry

Financial FundraisingPRIMARY
Financial Other Service

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Yirendai

China

Founded in

2012 (14 Years)

Founded

Last online: No recent activity

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OVERALL SCORE

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FTD LIMITED

(505 reviews)

British Virgin Islands

2017

(9 years)

Security Information :

BVI FSC

Security Information

Warning

This company is currently Unproved.

Please be cautious of the potential risks!

License

A Grade License

Issued by globally renowned regulators, these licenses ensure the highest trader protection through strict compliance, fund segregation, insurance, and regular audits. Dispute resolution and adherence to AML/CTF standards further enhance security.

B Grade License

Granted by respected regional regulators, these licenses offer robust safety measures such as fund segregation, financial reporting, and compensation schemes. Though slightly less strict than Tier 1, they provide dependable regional protection.

C Grade License

Issued by regulators in emerging markets, these licenses offer basic protections such as minimum capital requirements and AML policies. Oversight is less stringent, so traders should exercise caution and verify safety measures.

D Grade License

From jurisdictions with minimal oversight, these licenses often lack key protections like fund segregation and insurance. While attractive for operational flexibility, they pose higher risks to traders.

TrustFinance is not a licensed financial advisor and is not affiliated with any financial institutions in your region. We encourage you to do your own research before making any investment decisions.