Company Information

Get to know lumni peru

Lumni is a pioneering firm in the field of Income Share Agreements (ISAs), which they refer to as Human Capital Contracts. Founded with the mission to address unequal access to higher education, the company creates and manages private investment funds that finance students' tuition and living expenses. In return, students agree to pay back a fixed percentage of their income for a set period after they graduate and secure employment. This model aligns the interests of the student, the educational institution, and the investor, creating a sustainable financing mechanism for education. Lumni has operated globally and has a significant presence in Latin America, including its dedicated branch in Peru.

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lumni peru

Peru

Founded in

2013 (13 Years)

Founded

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BridgerPay

(180 reviews)

Cyprus

2017

(9 years)

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License

A Grade License

Issued by globally renowned regulators, these licenses ensure the highest trader protection through strict compliance, fund segregation, insurance, and regular audits. Dispute resolution and adherence to AML/CTF standards further enhance security.

B Grade License

Granted by respected regional regulators, these licenses offer robust safety measures such as fund segregation, financial reporting, and compensation schemes. Though slightly less strict than Tier 1, they provide dependable regional protection.

C Grade License

Issued by regulators in emerging markets, these licenses offer basic protections such as minimum capital requirements and AML policies. Oversight is less stringent, so traders should exercise caution and verify safety measures.

D Grade License

From jurisdictions with minimal oversight, these licenses often lack key protections like fund segregation and insurance. While attractive for operational flexibility, they pose higher risks to traders.

TrustFinance is not a licensed financial advisor and is not affiliated with any financial institutions in your region. We encourage you to do your own research before making any investment decisions.