Lumni is a pioneering firm in the field of Income Share Agreements (ISAs), which they refer to as Human Capital Contracts. Founded with the mission to address unequal access to higher education, the company creates and manages private investment funds that finance students' tuition and living expenses. In return, students agree to pay back a fixed percentage of their income for a set period after they graduate and secure employment. This model aligns the interests of the student, the educational institution, and the investor, creating a sustainable financing mechanism for education. Lumni has operated globally and has a significant presence in Latin America, including its dedicated branch in Peru.

Founded in

Peru