Company Information

Get to know Layby Cafe

Layby Cafe, a product of Pay The Public (Pty) Ltd, is a South African 'Buy Now Pay Later' service specializing in the traditional lay-by model. The company's mission is to make a wide range of products—from electronics and appliances to furniture—more accessible to the mass market by allowing customers to pay for items over a period of time without interest or credit checks. Once the full amount is paid, the goods are delivered, offering a debt-free path to acquiring desired items.

Industry

Financial PaymentPRIMARY
Financial Other Service

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Layby Cafe

South Africa

Founded in

2014 (12 Years)

Founded

Last online: No recent activity

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OVERALL SCORE

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Reviews

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FTD LIMITED

(505 reviews)

British Virgin Islands

2017

(9 years)

Security Information :

BVI FSC

Security Information

Warning

This company is currently Unproved.

Please be cautious of the potential risks!

License

A Grade License

Issued by globally renowned regulators, these licenses ensure the highest trader protection through strict compliance, fund segregation, insurance, and regular audits. Dispute resolution and adherence to AML/CTF standards further enhance security.

B Grade License

Granted by respected regional regulators, these licenses offer robust safety measures such as fund segregation, financial reporting, and compensation schemes. Though slightly less strict than Tier 1, they provide dependable regional protection.

C Grade License

Issued by regulators in emerging markets, these licenses offer basic protections such as minimum capital requirements and AML policies. Oversight is less stringent, so traders should exercise caution and verify safety measures.

D Grade License

From jurisdictions with minimal oversight, these licenses often lack key protections like fund segregation and insurance. While attractive for operational flexibility, they pose higher risks to traders.

TrustFinance is not a licensed financial advisor and is not affiliated with any financial institutions in your region. We encourage you to do your own research before making any investment decisions.