Zoro Card, Inc. is a US-based financial technology company focused on credit accessibility. Founded by a team of immigrants and recent graduates, the company's mission is to solve the "credit catch-22" where individuals need credit history to get a credit card but need a credit card to build that history. Zoro provides a secured credit card that reports to all three major credit bureaus (Equifax, Experian, TransUnion) to help users build their credit profile effectively. Zoro is a fintech company, not a bank; its banking services are provided by Piermont Bank, Member FDIC.