Zomia is a U.S. 501(c)(3) non-profit organization that facilitates investment in higher education for students in developing countries, primarily within Southeast Asia. It operates a fund, structured as Zomia SPC (a Segregated Portfolio Company), which allows impact investors to contribute capital. This capital is used to provide students with income-contingent loans, where repayments are based on the student's income after graduation. The model is designed to be sustainable, as repaid loans are recycled to fund future students, while also providing a return of principal to the original investors.

Founded in

United States