Founded in 2014 and publicly listed on the New York Stock Exchange (NYSE: XYF) since 2018, Xiaoying Technology is a leading fintech company in China. The company's mission is to leverage technology to build a more accessible and efficient personal financial services platform. Its primary service is "Xiaoying Card Loan" (小赢卡贷), which acts as a credit gateway, connecting individual borrowers with verified funding from financial institutions. The company utilizes a proprietary risk control system, WinSAFE, to assess creditworthiness and manage loan portfolios effectively.

Founded in

China