XPayBack describes itself as India's first AI-powered Unified Spend Management Platform. It functions as a multi-brand loyalty and rewards program, allowing users to earn cashback and points on a wide range of transactions, including utility bill payments, mobile recharges, and online shopping. The platform also offers a corporate solution designed to help businesses track, manage, and save on their expenses through features like automated expense reporting and policy enforcement. The company's mission is to create a single, seamless ecosystem for all types of payments, integrating rewards and expense management for both individual consumers and business clients.

Founded in

Singapore