X1 Inc. is a financial technology company that created the X1 Card, a Visa credit card designed to redefine the credit card industry. Launched in 2020, the company's mission is to offer a superior credit experience by using proprietary technology to assess a user's current and future income potential, rather than relying solely on traditional credit scores. This allows for higher credit limits and more personalized features. The card itself is made of 17g of stainless steel and offers features like virtual card creation for one-time use, enhanced security controls, and a simplified rewards program. The X1 Card is issued by Coastal Community Bank, Member FDIC.

Founded in

United States