Heimkapital GmbH, founded in 2019 and formerly known as Verkaufen aber bleiben GmbH, is a financial services provider based in Munich, Germany. The company specializes in the "Immobilien-Teilverkauf" (real estate partial sale) model, a form of property equity release. Their service allows property owners, primarily seniors, to sell up to 50% of their home's value to Heimkapital in exchange for a lump-sum payment. The owners retain the right to live in the property for life through a registered usufructuary right ("Nießbrauch") and pay a monthly usage fee to Heimkapital for the sold portion. The company's mission is to offer homeowners financial flexibility and self-determination in retirement without them having to move out of their homes.

Founded in

Germany