Founded in 1986 in Albemarle, North Carolina, Uwharrie Bank is a full-service community bank and the wholly-owned subsidiary of Uwharrie Capital Corp. The bank operates on a community-focused model, emphasizing personal relationships and local decision-making to serve the financial needs of individuals and businesses. Its offerings include personal and business banking (checking, savings, CDs), mortgage and lending services, and wealth management through its Uwharrie Investment Group division.

Founded in

United States