UKU, operated by PT Teknologi Merlin Sejahtera, is an Indonesian peer-to-peer (P2P) lending company that is officially licensed and supervised by the Indonesian Financial Services Authority (OJK). The company's mission is to provide convenient and inclusive financial solutions through technology, connecting lenders with borrowers who need access to short-term, unsecured loans. UKU leverages data analysis and a mobile-first approach to streamline the loan application, approval, and disbursement process, aiming to serve the underbanked population in Indonesia.

Founded in

Indonesia