Founded in 2020, Udhaar is a venture-backed financial technology company dedicated to empowering Pakistan's millions of micro, small, and medium enterprises (MSMEs). The company's core product, the Udhaar Book app, digitizes traditional paper-based bookkeeping (khata), helping business owners track credit/debit transactions, manage inventory, handle staff attendance and payroll, and send payment reminders. By bringing these operations onto a digital platform, Udhaar aims to improve cash flow management, increase financial visibility, and pave the way for MSMEs to access further financial services.

Founded in

India