Advanced Technical Payment Services (ATPS), operating under the brand name UPay, is a leading Jordanian financial technology company licensed by the Central Bank of Jordan as a Payment Service Provider (PSP). The company specializes in developing and managing secure electronic payment solutions for both individuals and businesses. Its flagship services include the UPay online payment gateway for merchants to accept digital payments, and the UPay e-wallet for consumers to manage funds, pay bills, and purchase e-vouchers, aiming to drive digital financial transformation in the region.

Founded in

Senegal