Troco Simples is a financial technology company based in Brazil that addresses the common problem of a lack of physical change in retail transactions. The company provides a platform integrated with point-of-sale (POS) systems, allowing cashiers to transfer a customer's change directly into a digital wallet linked to their national ID number (CPF). Consumers can then accumulate this digital change and use it for various purposes, such as mobile phone top-ups, paying bills, or credits for services like Uber and iFood. The service operates under the legal entity S4PAY INSTITUIÇÃO DE PAGAMENTO S.A., which is a payment institution authorized by the Central Bank of Brazil.

Founded in

Brazil