The Verband der Sparda-Banken e.V. is the central association representing the interests of the eleven independent regional Sparda-Banken in Germany. Founded in 1896 as a savings and loan institution for railway workers, the group operates on a cooperative principle, where customers can become members and co-owners. The core business is retail banking for private individuals, offering a range of services including current accounts, savings products, consumer loans, and mortgage financing, with a mission to provide fair, transparent, and member-focused financial solutions.

Founded in

Germany