Smart Fintech is the first authorized third-party provider (TPP) in Romania, operating under the revised Payment Services Directive (PSD2). Founded in 2019, the company's mission is to accelerate the adoption of Open Banking by providing a secure and compliant technology bridge between banks and businesses. Its core services, SmartPay (Payment Initiation Service - PIS) and SmartAccounts (Account Information Service - AIS), enable businesses to integrate directly with multiple Romanian banks through a single API, fostering innovation in financial services, payments, and data aggregation.

Founded in

Romania