Founded in 1992, the Small Enterprise Foundation (SEF) is a leading microfinance institution in South Africa with a mission to alleviate poverty. It works exclusively with women in impoverished rural areas, providing them with non-collateralized loans to start or expand small businesses. SEF utilizes a group-lending methodology, inspired by the Grameen Bank, which fosters mutual support and ensures high repayment rates, empowering its clients to achieve financial independence and improve their livelihoods.

Founded in

South Africa