Saham Finances

Saham Finances Insurance Review

This detailed review examines Saham Finances Insurance, providing a comprehensive overview of its operations, products, services, and customer experience. We aim to offer potential customers a clear understanding of what Saham Finances offers and whether it's a suitable choice for their insurance needs.

Overview of Saham Finances Insurance

Company Name: SAHAM Assurance

Location: Primarily based in Casablanca, Grand Casablanca, Morocco, with operations extending to other locations including Togo. [1][2]

Revenue: Approximately $215.4 million [1]

Industry: Insurance (Multi-line), Financial Services [1]

Reputation: Saham Finances is established in the market for providing a range of life and non-life insurance products and services. [3] While its exact founding year isn't readily available in the cited sources, its history traces back to its predecessor, CNIA Saada Assurance. [3]

The company demonstrates significant growth, employing between 1,001 and 2,000 people, and operating within a revenue bracket of $100 million to $250 million. [5] This substantial scale indicates a considerable market presence and financial stability. Its geographical expansion into Togo further highlights its ambition and reach. [1][4]

Regulatory Compliance and Licenses

While specific details on licenses and certifications held by Saham Finances are not explicitly detailed in the provided sources, its operational presence and reported revenue suggest compliance with necessary regulatory frameworks in the regions it operates.

Headquarters Address: n°9 Résidence Al Majd Bd Kadi Ayyad, Amssernat, Agadir Oujgal, Souss-Massa-Draa, 80020, Morocco [2]

Phone Number: +212 528236300 [2]

Insurance Products and Services

Main Insurance Products

Saham Finances offers a diverse range of insurance products catering to various needs:

• Life Insurance: Protecting against life's uncertainties and providing financial security for loved ones.
• Health Insurance: Covering medical expenses and providing access to healthcare services.
• Auto Insurance: Protecting vehicle owners against accidents, theft, and other damages.
• Property Insurance: Protecting homeowners and businesses against damage or loss to their properties.

Unfortunately, detailed information on specific coverage options and policy details is not readily available in the provided resources. Potential customers are advised to contact Saham Finances directly for precise information regarding policy specifics and coverage limits.

Additional Services

Beyond core insurance products, Saham Finances aims to provide comprehensive financial solutions:

• Financial Advisory: Offering guidance and advice on various financial matters.
• Retirement Planning: Assisting clients in planning for their financial future after retirement.
• Claims Assistance: Providing support throughout the claims process, ensuring a smooth and efficient experience.

Premiums and Pricing

Pricing Structure and Comparative Analysis

Unfortunately, the provided sources lack specific details on premium rates for different insurance types offered by Saham Finances. A comprehensive comparison against industry averages is also unavailable. To obtain accurate pricing information, prospective customers should directly contact Saham Finances or request quotes through their online platforms (if available).

Discounts and Special Offers

Based on the available information, specific discounts or promotional deals currently offered by Saham Finances are not detailed. It's recommended to check their website or contact their customer service for the latest promotions.

Customer Service and Support

Contact Methods

The primary method of contact listed is:

• Phone: +212 528236300 [2]

Email and live chat options are not explicitly mentioned in the provided resources. The absence of readily available online contact channels might pose a challenge for some customers.

24/7 Support and Multilingual Assistance

The provided information doesn't specify whether Saham Finances offers 24/7 support or multilingual assistance. It's important for prospective customers to inquire about these aspects directly.

Pros and Cons of Saham Finances Insurance

Pros

• Potentially Competitive Premiums: While specific pricing isn't available, the company's significant market share suggests a competitive pricing strategy.
• Comprehensive Coverage: Offering a range of insurance products implies a commitment to comprehensive coverage across various needs.

Cons

• Lack of Detailed Information: The limited information available regarding policy details and pricing can be a drawback for customers requiring precise information before committing.
• Limited Customer Service Channels: The absence of readily available online customer support channels might not be convenient for all customers.

Conclusion

SAHAM Assurance presents itself as a substantial player in the Moroccan insurance market, boasting a significant presence and considerable revenue. Its diverse product portfolio, including life, health, auto, and property insurance, caters to a broad range of needs. The company's size and established position suggest a degree of stability and financial strength.

However, a significant limitation of this review is the lack of granular details on pricing, policy specifics, and readily available customer support channels. Prospective customers should supplement this review with direct engagement with Saham Finances to clarify specific details essential for informed decision-making. The company would benefit from expanding its online presence and providing more detailed information about its products and services.

Saham Finances Insurance is likely to benefit individuals and businesses seeking comprehensive insurance solutions in Morocco and Togo, but further research and direct contact with the company are highly recommended before purchasing any policy.

Frequently Asked Questions about Saham Finances Insurance

Q: What types of insurance does SAHAM Assurance offer?

A: SAHAM Assurance offers life, health, auto, and property insurance. [3]

Q: How can I contact SAHAM Assurance for customer service?

A: You can contact SAHAM Assurance by phone at +212 528236300. [2] Other contact methods such as email or online chat are not readily available from the sources used for this review.

Q: What are the key highlights of SAHAM Assurance’s market position and reputation?

A: SAHAM Assurance is a well-established provider of life and non-life insurance products and services, operating with significant revenue and a presence in Morocco and other regions such as Togo. [1][3]

Q: Where can I find more detailed information about Saham Finances' policies and pricing?

A: For detailed policy information and pricing, it is recommended to contact Saham Finances directly through the provided phone number or by exploring their website (if available). The information presented in this review is limited by the information publicly available online.

Q: What are the company's expansion plans?

A: The information provided does not contain any details on the company's current expansion plans beyond its current presence in Morocco and Togo.

Key Takeaways

• Saham Finances offers a range of insurance products.
• Customer service is primarily through phone; online options are limited.
• Detailed pricing and policy information are not readily available online.
• The company has a substantial market presence in Morocco.

References

1. https://rocketreach.co/saham-assurance-profile_b588dd04f9e0843a
2. https://www.zoominfo.com/c/saham-assurance/371925914
3. https://cbonds.com/company/217545/
4. https://www.dnb.com/business-directory/company-profiles.saham_assurances_togo.9e084794e5f92da5a4cf38d9b5b3bd94.html
5. https://getkoala.com/companies/sahamassurance.ma