Founded in 2020 by Chitresh Sharma and Apoorv Kumar, Refyne is a fintech company that pioneered the concept of Earned Wage Access (EWA) in India. The company's mission is to empower the salaried workforce with financial wellness and reduce their dependence on high-interest credit options like payday loans. Refyne partners with employers to offer its platform as an employee benefit, integrating with their existing HR and payroll systems. This allows employees to track and withdraw a portion of their real-time earned salary at any point before the official payday, providing liquidity and helping to manage mid-month cash flow emergencies.

Founded in

India