PT Pegadaian (Persero) is a state-owned enterprise (BUMN) in Indonesia with a long history dating back to 1901. Its core business is providing financial solutions based on pawn and fiduciary principles. The company's mission is to offer accessible financing to the middle and lower-income segments of the population, often referred to as "Mengatasi Masalah Tanpa Masalah" (Solving Problems Without Problems). Over the years, Pegadaian has diversified its portfolio to include gold-based services (such as gold savings and investment), vehicle financing, and various other micro-loan products, serving millions of customers through an extensive network of thousands of branches across Indonesia.

Founded in

Indonesia