Piranha Insurance Brokers

Piranha Insurance Brokers Insurance Review

This review provides a comprehensive overview of Piranha Insurance Brokers, a leading insurance brokerage firm located in Rockhampton, Queensland, Australia. We will examine their services, pricing, customer support, regulatory compliance, and overall market position to help potential clients make informed decisions.

Overview

Year of Establishment and Background Story

Unfortunately, the precise year of establishment for Piranha Insurance Brokers is not explicitly stated on their website. Similarly, details regarding the company's founding story and historical development are absent from their online presence. Piranha Insurance Brokers operates under PIB Investments Pty Ltd, but further background information is unavailable through publicly accessible sources.

Key Milestones in the Company’s History and Growth

Given the lack of readily available historical information on their website, a detailed account of significant milestones in Piranha Insurance Brokers' growth trajectory is impossible to compile at this time. Further research beyond their readily accessible online materials may be required to unearth this information.

Regulatory Compliance and Licenses

Details on Licenses and Certifications Obtained

Piranha Insurance Brokers operates as an Authorised Representative of Resilium Insurance Broking Pty Ltd, which holds the Australian Financial Services Licence (AFSL) number 460382. This affiliation demonstrates compliance with Australian regulatory standards for insurance brokers. Additionally, the firm adheres to the Insurance Brokers Code of Practice, signifying their commitment to ethical and professional conduct within the industry.

Insurance Products and Services

Main Insurance Products

Piranha Insurance Brokers offers a range of insurance products designed to cater to diverse client needs. Their portfolio includes home, personal, and business insurance. While the website provides a general overview of these offerings, detailed specifications regarding coverage options, policy limits, and specific inclusions are not readily apparent. Potential clients are encouraged to contact the company directly for personalized quotes and comprehensive policy details.

Additional Services

Beyond core insurance products, Piranha Insurance Brokers suggests the provision of additional services. These potentially include financial advisory and claims assistance. However, the scope and specifics of these supplementary services remain unclear without further information directly from the company. The absence of detailed information online makes it difficult to assess the extent of their value-added offerings.

Premiums and Pricing

Pricing Structure

Piranha Insurance Brokers does not publicly disclose a detailed pricing structure for its insurance products. Premium rates are not listed on their website, and there is no readily available information regarding how they determine premiums for different risk profiles or coverage levels. To obtain pricing information, prospective clients must contact the brokerage firm directly for personalized quotes.

Discounts and Special Offers

While the company mentions the availability of discounts, no specific details are provided on their website. Information on potential multi-policy discounts, safe driver discounts, or other promotional offers is unavailable. Prospective clients should directly inquire about any applicable discounts or special offers when obtaining a quote.

Customer Service and Support

Contact Methods

Piranha Insurance Brokers can be contacted via phone at 07 4927 8400 or via their toll-free number, 1800 650 077. However, information regarding alternative contact methods, such as email or online chat support, is not readily available on their website. The availability of 24/7 support and multilingual assistance is also unconfirmed.

Pros and Cons of Piranha Insurance Brokers Insurance

Pros

Based on the information provided, potential advantages of choosing Piranha Insurance Brokers include potentially competitive premiums and comprehensive coverage options. However, these advantages are based on general statements and lack specific quantifiable evidence. Further investigation is needed to confirm these assertions.

Cons

Identifying specific drawbacks of using Piranha Insurance Brokers is challenging due to a lack of transparent information. The absence of detailed information regarding pricing, specific coverage details, and customer support availability limits a comprehensive assessment of potential downsides. Further clarity from the company is required to fully evaluate potential drawbacks.

Conclusion

Summary of the Main Points Covered in the Review

This review highlights Piranha Insurance Brokers' provision of various insurance services, compliance with industry regulations, and general advice on insurance matters. However, crucial details regarding pricing structures, specific discounts, and customer service availability are conspicuously absent from their online presence. Prospective clients must proactively seek this information directly from the company.

Recommendations on Who Would Benefit Most from the Company’s Insurance Offerings

Without more detailed information about their specific offerings and pricing, making specific recommendations regarding which client profiles would benefit most from Piranha Insurance Brokers is difficult. Individuals seeking comprehensive insurance solutions might consider contacting them for a personalized assessment, but direct comparison with competitors based on price and coverage is currently hampered by the lack of transparent information on their website.

Frequently Asked Questions about Piranha Insurance Brokers Insurance

Answers to Common Questions about the Company’s Policies, Claims Process, and More

Unfortunately, Piranha Insurance Brokers does not appear to have a dedicated FAQ section on their website. This lack of readily accessible answers to common questions may hinder potential clients' ability to quickly and easily find the information they need. They should proactively contact the company to clarify any uncertainties.

In summary, while Piranha Insurance Brokers appears to offer a range of insurance services and complies with relevant regulations, a lack of detailed information on their website limits a comprehensive and objective evaluation. Potential clients should contact the company directly to obtain the necessary information before making any decisions.

Bullet Points: Key Takeaways

• Offers home, personal, and business insurance.
• Authorized Representative of Resilium Insurance Broking Pty Ltd (AFSL 460382).
• Adheres to the Insurance Brokers Code of Practice.
• Pricing details and specific discounts are not readily available on the website.
• Contact information includes phone numbers: 07 4927 8400 and 1800 650 077.
• Further information is required to fully assess pros and cons.

References

[2] https://www.piranhainsurance.com.au/

[3] https://www.piranhainsurance.com.au/contact-us/