PHH Home Loans, LLC, a subsidiary of Ocwen Financial Corporation (part of Onslow Bay Financial LLC), is one of the largest mortgage originators and servicers in the United States. With a history dating back to 1984, the company offers a comprehensive range of home financing solutions, including conventional, FHA, and VA loans. While the legal entity is PHH Home Loans, LLC, it primarily operates and markets its services under the well-known PHH Mortgage brand, focusing on providing lending and servicing solutions to homeowners and homebuyers across the nation.