The company's website, pebco.com, portrays "PEBCo" as a community bank with a 30-year history of serving the Bethesda, MD area with a full suite of personal and business banking products. However, detailed investigation reveals the website is a template using placeholder "lorem ipsum" text, stock photos for its team, and non-functional social media links. Further verification shows the listed phone number belongs to a different business (a law firm) and there is no record of an FDIC-insured bank named PEBCo operating at the listed address. Therefore, PEBCo-Bethesda is not a real operating entity but a fictional example used for a website template.

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