Payrailz was founded to provide smarter, more engaging, and AI-powered payment experiences for financial institutions and their customers. The company developed a cloud-native, API-first digital payment platform that supports services like bill pay, peer-to-peer (P2P), and account-to-account (A2A) money transfers. In August 2022, Payrailz was acquired by Jack Henry & Associates, a leading provider of technology solutions and payment processing services primarily for the financial services industry. Payrailz now operates as a brand within Jack Henry, integrated into its broader digital banking and payments ecosystem to serve community and regional financial institutions across the United States.

Founded in

United States