PAYLA GmbH, a part of the Nexi Group, is a specialized payment institution that provides white-label payment solutions for online retailers. Originating as Ratepay in 2010, the company focuses on processing popular "buy now, pay later" (BNPL) payment methods in the DACH region, including purchase on account (invoice), installment payments, and direct debit. Their mission is to enable online merchants to offer secure and flexible payment options to their customers, thereby increasing conversion rates and customer satisfaction while managing the associated financial risks.

Founded in

Germany