Company Information

Get to know patch homes

Originally founded as Patch Homes, the company was a pioneer in the shared home equity space. Its mission was to provide homeowners with an alternative to traditional debt-based products like loans and HELOCs. In 2022, Patch Homes rebranded to Unlock to better reflect its core service of helping property owners access their home equity. The company operates by providing homeowners with a lump-sum cash payment in exchange for a share of the home's future change in value. This model involves no monthly payments or interest, with the investment being settled when the homeowner sells the home or at the end of the term.

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patch homes

United States

Founded in

2016 (10 Years)

Founded

Last online: No recent activity

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Markets.com

(327 reviews)

United States

2008

(18 years)

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License

A Grade License

Issued by globally renowned regulators, these licenses ensure the highest trader protection through strict compliance, fund segregation, insurance, and regular audits. Dispute resolution and adherence to AML/CTF standards further enhance security.

B Grade License

Granted by respected regional regulators, these licenses offer robust safety measures such as fund segregation, financial reporting, and compensation schemes. Though slightly less strict than Tier 1, they provide dependable regional protection.

C Grade License

Issued by regulators in emerging markets, these licenses offer basic protections such as minimum capital requirements and AML policies. Oversight is less stringent, so traders should exercise caution and verify safety measures.

D Grade License

From jurisdictions with minimal oversight, these licenses often lack key protections like fund segregation and insurance. While attractive for operational flexibility, they pose higher risks to traders.

TrustFinance is not a licensed financial advisor and is not affiliated with any financial institutions in your region. We encourage you to do your own research before making any investment decisions.