Optimus Cards UK Limited is a financial technology company authorised and regulated by the UK's Financial Conduct Authority (FCA) as an Electronic Money Institution (EMI). The company specialises in providing B2B payment solutions, including white-label and co-branded debit and prepaid card programmes for businesses. Their services, often described as Banking-as-a-Service (BaaS), enable other companies to offer financial products like virtual and physical cards (Mastercard), IBAN accounts, and access to payment rails such as SEPA and Faster Payments without needing to become a directly regulated entity themselves. Acquired by the digital money platform Uphold, Optimus focuses on empowering fintechs and other businesses to embed financial services into their own offerings for the UK and European markets.

Founded in

United Kingdom