Founded in 2014, Modulbank (JSC CB "Modulbank") operates as a digital-first bank in Russia with a primary focus on servicing small and medium-sized enterprises (SMEs) and individual entrepreneurs. The bank was established on the basis of the banking license of "Regional Credit Bank" (Regiobank). Its mission is to simplify banking and business operations for entrepreneurs by offering a suite of online services, including current accounts, business cards, online accounting, acquiring, and other financial tools tailored for business needs, without relying on a large network of physical branches.