mKhata is a fintech company aiming to digitize Pakistan's small and medium-sized enterprises (SMEs). Its core product is a free and secure mobile app that replaces traditional paper-based ledgers (khatas). The app allows merchants to record credit (udhaar) and debit transactions, manage cash flow, send automated payment reminders to customers via SMS and WhatsApp, and generate business reports, thereby improving cash flow and reducing the burden of manual bookkeeping.

Founded in

Pakistan