Lower.ca positions itself as a technology-driven, direct-to-consumer mortgage lender in Canada. By operating primarily online, the company aims to reduce overhead costs associated with traditional brokerages and pass those savings on to customers through lower interest rates. Their mission is to simplify and digitize the mortgage application and approval process. Lower.ca is a division of Simplinsur Mortgages Inc., which is a licensed mortgage brokerage regulated by the Financial Services Regulatory Authority of Ontario (FSRAO).

Founded in

Canada