Company Information

Get to know Kredivo

Kredivo is the flagship product of the financial technology company FinAccel, which is headquartered in Singapore. Launched in Indonesia in 2016, Kredivo's mission is to provide fast, affordable, and accessible credit to underserved and underbanked consumers in Southeast Asia. Its core service is a "Buy Now, Pay Later" (BNPL) solution that allows users to make purchases and pay in 30 days or in installments over 3, 6, or 12 months. The platform uses advanced AI and machine learning to score creditworthiness and provide approvals in real-time. In addition to its BNPL services, Kredivo also offers personal loans. The company is officially registered and supervised by Indonesia's Financial Services Authority (OJK) as a multi-finance company under its legal entity PT FinAccel Finance Indonesia.

Industry

Financial Electronic PaymentPRIMARY
Financial Other Service
Financial Payment

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Kredivo

Indonesia

Founded in

2016 (10 Years)

Founded

Last online: No recent activity

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Markets.com

(327 reviews)

United States

2008

(18 years)

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This company is currently Unproved.

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License

A Grade License

Issued by globally renowned regulators, these licenses ensure the highest trader protection through strict compliance, fund segregation, insurance, and regular audits. Dispute resolution and adherence to AML/CTF standards further enhance security.

B Grade License

Granted by respected regional regulators, these licenses offer robust safety measures such as fund segregation, financial reporting, and compensation schemes. Though slightly less strict than Tier 1, they provide dependable regional protection.

C Grade License

Issued by regulators in emerging markets, these licenses offer basic protections such as minimum capital requirements and AML policies. Oversight is less stringent, so traders should exercise caution and verify safety measures.

D Grade License

From jurisdictions with minimal oversight, these licenses often lack key protections like fund segregation and insurance. While attractive for operational flexibility, they pose higher risks to traders.

TrustFinance is not a licensed financial advisor and is not affiliated with any financial institutions in your region. We encourage you to do your own research before making any investment decisions.