Johnson & Johnson Insurance

Johnson & Johnson Insurance Review

Brief Introduction and Overview of the Company

Johnson & Johnson Insurance, a family-owned and operated Managing General Agency (MGA) established in 1930, is dedicated to collaborating with its agency partners. The company is widely recognized as a leader in property and casualty insurance sales, boasting a strong reputation within the industry.

Key Highlights of the Company’s Market Position and Reputation

Johnson & Johnson Insurance holds the prestigious Certified Managing General Agency (CMGA) designation from the American Association of Managing General Agents (AAMGA). This certification signifies adherence to stringent criteria regarding employee training and a steadfast commitment to ethical business practices. The company is known for fostering enduring relationships with both its agents and insurance companies. Its strong community presence is further cemented by its network of state and territory managers.

Overview

Year of Establishment and Background Story

Founded in 1930, Johnson & Johnson Insurance possesses a rich history of providing comprehensive insurance solutions. The company's enduring success stems from its focus on cultivating lasting relationships with its clients and building trust through consistent service excellence.

Key Milestones in the Company’s History and Growth

• 1930: Established as a family-owned and operated Managing General Agency (MGA).
• Certified CMGA: Achieved the Certified Managing General Agency designation from the AAMGA, demonstrating commitment to employee education and ethical practices.
• Community Involvement: Actively engaged in community service through participation in initiatives such as the United Way Day of Caring and Habitat for Humanity.

Regulatory Compliance and Licenses

The CMGA certification from the AAMGA ensures Johnson & Johnson Insurance maintains high standards of employee education and ethical conduct. This certification reflects the company’s dedication to transparency and compliance within the insurance industry.

Insurance Products and Services

Main Insurance Products

Johnson & Johnson Insurance offers a diverse portfolio of property and casualty insurance products, catering to a wide range of individual and business needs:

• Homeowners & Dwellings: Covers homes of all sizes and values, utilizing both standard and excess and surplus lines markets.
• Manufactured Homes: Provides specialized insurance for manufactured homes, partnering with A-rated carriers and offering comprehensive wind coverage.
• Marine & Recreational Vehicles: Protection for boats, motorcycles, travel trailers, ATVs, jet skis, and golf carts.
• Standard Lines: Regional carrier offering multi-line coverage, including packages, BOPs (Business Owners Policies), mono-line auto, main street business insurance, and experience rating.
• Professional Liability (JJPRO): Covers non-profit and for-profit organizations with Directors & Officers (D&O), Errors & Omissions (E&O), various other professional liability classes, Employment Practices Liability (EPL), and Workers' Compensation.
• Transportation: Offers a variety of transportation insurance options.

Coverage Options and Policy Details

Johnson & Johnson Insurance streamlines the quoting process, offering multiple options: hundreds of classes available online 24/7, thousands of classes via phone, and applications submitted by 2:00 PM receiving responses by 5:00 PM. New policies are issued within 10 days of application and payment, endorsements and cancellations are processed within 10 days, and renewals are offered 45 days prior to expiration.

Additional Services

Beyond their core insurance offerings, Johnson & Johnson Insurance provides valuable supplementary services:

• Claims Assistance: Provides comprehensive support throughout the claims process, ensuring a smooth and efficient experience for policyholders.
• Customer Support: Offers multiple customer support channels, including phone and email. While not explicitly stated, live chat support may also be available.

Premiums and Pricing

Pricing Structure

While specific details regarding Johnson & Johnson Insurance's pricing structure are not readily available online, it's important to note that as a regional carrier with control over its rates and forms, they likely offer personalized pricing based on individual risk assessments.

Comparative Analysis with Industry Averages

Direct comparison with industry averages is unavailable without further research. However, the company's reputation and implied commitment to competitive premiums suggest they strive to offer value to their clients.

Discounts and Special Offers

Specific details on discounts are not publicly listed. However, it is reasonable to assume that discounts such as multi-policy discounts, safe driver discounts, and loyalty rewards may be offered. Contacting an agent directly would be the best way to confirm available discounts and any current promotional deals.

Customer Service and Support

Contact Methods

Johnson & Johnson Insurance offers various ways to contact their customer service team:

• Phone: 800-487-7565
• Email: Contact information is available on their website, although specific email addresses may not be listed publicly.
• Website: The company's website is optimized for Google Chrome and provides online tools for managing policies and obtaining quotes.

Availability of 24/7 Support and Multilingual Assistance

The availability of 24/7 support and multilingual assistance isn't explicitly stated. It's recommended to contact Johnson & Johnson Insurance directly to inquire about these specific services.

Pros and Cons of Johnson & Johnson Insurance

Pros

• Long-term Relationships: Known for cultivating strong, lasting relationships with both agents and clients.
• Comprehensive Coverage: Offers a wide array of insurance products to meet diverse needs.
• Customer Service: Provides dedicated customer service support through various channels.

Cons

• Limited Online Information: The company website lacks detailed information on all aspects of their services, potentially hindering informed decision-making for prospective clients.
• Lack of Specific Discount Information: The absence of clearly stated discount information may be a drawback for some customers.

Conclusion

Summary of the Main Points Covered in the Review

Johnson & Johnson Insurance is a reputable insurance provider with a long history. They offer diverse property and casualty insurance products, dedicated customer service, and prioritize long-term client relationships. However, the limited online information regarding specific discounts and 24/7 support should be considered.

Recommendations on Who Would Benefit Most from the Company’s Insurance Offerings

Johnson & Johnson Insurance is well-suited for clients who value established relationships and comprehensive coverage options. Their commitment to customer service and wide range of products makes them an attractive option for those seeking reliable insurance solutions.

Frequently Asked Questions about Johnson & Johnson Insurance

While specific FAQs aren't available on their website, common questions and likely answers include:

• How do I get a quote? Quotes can be obtained online, by phone, or via application (submitted by 2:00 PM for same-day response).
• What types of insurance do you offer? A wide variety of property and casualty insurance products, as detailed above.
• How do I file a claim? Contact Johnson & Johnson Insurance's customer service via phone or email for claims assistance.

References

• [1] https://www.jjins.com
• [2] https://insuremypath.org/careers-in-insurance/partner-profiles/johnson-johnson-insurance
• [3] https://www.jjinsure.com/payments/
• [4] https://www.ecountybank.com/insurance/insurance-resources/companies-we-represent.html
• [5] https://www.rate.com/insurance/resources/uc_carrier/johnson-johnson/