ipagoo was an Electronic Money Institution (EMI) that aimed to simplify cross-border banking for individuals and businesses in Europe. Its core service was a single digital account, accessible via a mobile app, that could hold multiple European IBANs (e.g., from the UK, Italy, France, and Spain), allowing users to send and receive payments like a local in those countries. The company was founded to reduce the complexity and cost of international payments. The UK parent company, ipagoo LLP, was authorized by the Financial Conduct Authority (FCA), and its Italian operations were conducted through a registered branch. In 2019, the parent company entered special administration, leading to a complete and permanent cessation of all services.

Founded in

Italy